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Davidsoice

16 Feb 2025 - 07:03 pm

Роман Викторович Василенко – биография бизнесмена
Василенко Рома
Биография
Мнение
Роман Василенко – известный предприниматель и меценат. Бывший офицер, ушедший в запас с сохранением права ношения военной формы. Создатель альтернативной ипотеке социальной жилищной программы, позволяющей приобрести жилье не только трудоспособным гражданам, но также молодежи, лицам с ограниченными физическими возможностями, пенсионерам.
Биография
Родился 5 апреля 1969 года в Ленинграде, в семье морских офицеров. Детство Романа Василенко прошло в стандартных для многих военных семей условиях – в разъездах. Окончил школу в гарнизоне на Дальнем Востоке, после чего поступил в Ярославское высшее военное финансовое училище. Этот факт говорит о целеустремленности будущего бизнесмена – к абитуриентам военных училищ всегда предъявляются жесткие требования при отборе.

После присвоения воинского звания в 1990 году Роман Василенко продолжил службу офицером в ВМФ. Уволился в запас в 1998 году в звании капитана третьего ранга (майор).

Первые годы в бизнесе
Еще во время службы в армии Роман Василенко начал задумываться о предпринимательской деятельности. После увольнения он работал в финансово-консалтинговых компаниях, при этом активно учился – посещал все доступные на тот момент бизнес-курсы: в Венгрии, Австрии, США, Швейцарии, на Маврикии и Кипре. Степень MBA получил во Франции. Суммарно в финансовом консалтинге бизнесмен проработал около 16 лет.
Все это время Роман Василенко, по отзывам знавших его людей, стремился к чему-то большему. Он мечтал не просто об известности и собственном, хорошо отлаженном бизнесе. Ему хотелось создать проект, который будет полезен людям и обществу.

Первый шаг оказался неудачным. В 2013 году он, вместе с партнером, создал собственную компанию. Благодаря его безупречной репутации и умению держать слово, дела резко пошли вверх. Но произошло то, что часто случается при излишней доверчивости – воспользовавшись удобным случаем, компаньон переоформил все документы на себя, оставив Романа Викторовича буквально ни с чем. Бизнесмен решил принять ситуацию как ценный опыт и продолжил интересоваться инвестированием.

2014 год оказался поворотным в биографии Романа Викторовича – его пригласили на круглый стол, состоявшийся в Государственной Думе. Заседание было посвящено проблемам молодежи в свете утечки мозгов за границу. Главными причинами отъезда были названы нехватка жилья и невозможность найти достойную работу. Именно тогда и оформилась идея с конкретной целью – дать возможность людям жить достойно здесь и сейчас.

Роман Василенко – жилищный кооператив как альтернатива ипотеке
Наиболее предпочтительным вариантом оказалось объединение опыта в сетевом маркетинге и жилищного вопроса, к чему немедленно и приступил Роман Василенко. Best Way был создан в 2014 году. С момента основания принципиальной позицией работы компании стала прозрачность и абсолютная доступность информации для обычных пользователей.

Как говорит сам Роман Василенко, участие в кооперативе можно рассматривать как покупку квартиры в складчину. Пайщик вносит 35% от стоимости квартиры, оставшуюся сумму 65% платит кооператив из собранных средств. Участник выплачивает долг беспроцентно в течение 10 лет, после чего жилье переходит в его собственность. При этом у него есть право прописаться и въехать в купленную квартиру сразу же после оформления сделки купли-продажи.

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16 Feb 2025 - 04:45 pm

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16 Feb 2025 - 02:55 pm

Best crypto mixer - Bitcoin mixer - Bitcoin mixer - Bitcoin mixer
If you’re looking for a mixer which neither keeps any logs, nor asks you to register; Yomix is an option you can peek at. It does offer registrations in case you’d want to keep things professional, organized and are a frequent mixer. It’s one of the very few mixers which offer “multiple deposit addresses” (upto 5); so you can break the deposit into multiple parts which add upto your total amount. Even offers 2-FA (via PGP) for account security. It also acts as a BTC aXMR a BTC convertor which further adds anonymity. The fee is randomized between a minimum 1% and a maximum 4%. Minimum Withdrawal and deposit limits are acceptable, currently 0.00045 BTC and 0.0018 BTC respectively. Upto 10 additional addresses supported for each output. Time-delays aren’t completely user-controlled, yet users get to specify the maximum delay they want for the total output. All outputs are processed before this timer is reached. Instant withdrawal too available.
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1. Unijoin Mixer - Has impressive time delays
Unijoin Mixer supports Bitcoin cryptocurrency bearing no logs policy. It requires a minimum deposit of 0.001 BTC and the transaction fee is 0.5–3%. It supports multiple addresses of up to 10 and requires confirmation. No registration is required and it does offer a referral program. Letter of guarantee is provided.And last but not least, there is a coin mixer with a number of cryptocurrencies to tumbler named Unijoin Mixer. At the moment, there are three currencies and Ethereum is going to be represented in future. This mixer offers a very simple user-interface, as well as the opportunity to have control over all steps of the mixing process. A user can select a delay not just by hours, but by the minute which is very useful. The tumbler gives the opportunity to use a calculator to understand the amount of money a user finally receives. The service fee is from 1 % to 5 % with fees for extra addresses (0.00045529 BTC, 0.01072904 LTC, and 0.00273174 BCH). Having funds from different resources helps the crypto mixer to keep user’s personal information undiscovered. This last mixer does not offer its users a Letter of Guarantee.Unijoin Mixer currently only supports Bitcoin mixes, however, it has plans to bring in ETH mixes in the near future. It has been featured on Bitcoin.com/ News BTC/ Crypto News/ The Next Web etc. hence building a bit of trust. Very modern, advanced, user-controlled interface. Allows upto 5 output addresses. Obviously, doesn’t keep any logs whatsoever. The user-control is impressive. You get to control the fund-distribution, as well as the time-delay for each output address manually. Even the fee can be set manually. The cheapest allowed fee is 0.5% which is more than acceptable. The highest is set at 5%. Obviously the 0.25mBTC blockchain transaction fee is attached on top of the selected fee. It even has a “strength meter” which shows how strong your mix is, based on all the factors you’ve selected. No registration required whatsoever. And it does provide the mixing code to ensure all outputs are fresh and not linked to any of your previous deposits.Unijoin Mixer is one of the best Bitcoin Tumbler services, that I’m stating based on my personal experiences and the positive reviews of other users on the Internet. It works both as a Bitcoin Tumbler, as well as a swapper, meaning you can clean your coins, and receive them in a different cryptocurrency as well which further adds to their anonymity. As a Bitcoin Tumbler, they let you set a custom service fee, the higher this fee is, the better your coins are anonymized. There’s a time-delay option as well which let’s you add an extra layer of protection by delaying your transaction by up to 24 hours, so you receive your coins not instantly but at a later time set by you. As of now, it supports the following coins: Bitcoin Ethereum Bitcoin Cash Litecoin The minimum fee of mixing coins for Bitcoin is 0.8% + 0.0008BTC / forwarding address. Note that there is a minimum transaction limit of 0.01BTC/transaction, and anything below that limit is still accepted but considered “donations” and hence isn’t returned to the senders. As for confirmation, it needs 1 confirmation before it cleans your Bitcoins. And the time needed for the whole process is generally instant, except when you’ve manually specified a time-delay. Also, obviously there also is a “Guarantee certificate” which helps you resolve any future conflicts and issues. It also features a “no logs policy” like all the other Bitcoin Tumbler services on this list, and automatically deletes your order history and all the other data after 24 hours. Well, this is just one of the many available Bitcoin Tumbler services, so let’s head over to the other available options.

Pros:

It has a positive reputation among the Bitcoin community
No-logs polici
2. Coin Mixer - Excellent customer support
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In the past, Coin Mixer was one of the most popular Bitcoin mixers available in the cryptocurrency world. The first of its kind, this bitcoin mixer was shut down temporarily before returning to limited service. Nowadays, Coin Mixer is primarily used to facilitate anonymous individual transactions.Coin Mixer only supports Bitcoin transactions and requires customers to deposit a minimum of 0.001 BTC. Transaction fees range from 0.5 to 3% depending on the amount that is being transferred. This Bitcoin mixer supports multiple addresses and custom options (max of 10). Nonetheless, confirmation is required. Coin Mixer does not have a referral program in place.The principle of operation of the resource is that Coin Mixer sends coins of all users to a single account, mixes them, and then distributes coins to users. You get the same amount (minus commission) of already cleared bitcoins, including several from different parts of the blockchain. Which makes it almost impossible to analyze it. The mixer also sends you a letter of guarantee. This letter of guarantee is a confirmation of the obligations of BitMix biz and that the service has generated an address for the user to send. This email is always signed from the main bitcoin account Coin Mixer (publicly available at BitMix biz). The service also uses a unique code of 12 characters, after that, this user will never receive exactly his own coins back. Save this code it will be needed for the affiliate program. BitMix biz includes an affiliate program and pays users when they bring other users to the platform. You will receive a fee for every transaction you refer to. BitMix biz’s robust privacy policy is backed by several points: No registration and identity verification required. Transaction history is deleted after 72 hours. The randomization function makes the analysis of the protocol more difficult. Tor browser support.Coin Mixer supports Bitcoin and Litecoin cryptocurrencies bearing no logs policy. It requires a minimum deposit of 0.005 BTC, 0.015 LTC and the transaction fee is from 0.4% to 4% + mining fee 0.0003 for BTC, from 2% to 20% + mining fee 0.0003 for LTC. It supports multiple addresses of up to 5 and requires confirmation from 1 till 6. No registration is required and it does offer a referral program as well as a letter of guarantee.

Pros:

Allows extra payout addresses
Excellent customer support

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16 Feb 2025 - 05:43 am

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16 Feb 2025 - 05:20 am

Why expanding the College Football Playoff worked – and what still needs to be fixed
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Now that it’s all over and the Ohio State Buckeyes are the college football national champions, it can be definitively said: expanding the College Football Playoff worked.

The grand experiment to allow more teams to play for the national championship wasn’t perfect, but it ended up where it was supposed to: a worthy national champion with exciting, close games in the later rounds when the best teams faced one another. It gave us awesome scenes on campuses around the nation, created new legends and showed how a sport so steeped in tradition can evolve when faced with new demands from its fans and business partners.

Here are four reasons why the new version of the College Football Playoff worked – and the areas that can still be fixed.

The committee picked the right teams, even if some games were blowouts
Before the games kicked off in December, much of the focus was put on the inclusion of Southern Methodist University (SMU) and Indiana University – two teams that won a bunch of games but didn’t have the brand recognition of schools like Alabama, South Carolina and Ole Miss.

Here’s what else those teams had that SMU and Indiana didn’t: three losses.

The Hoosiers lost only once in the regular season – to eventual national champion Ohio State. The Mustangs had lost twice, once to Brigham Young University and again in the ACC championship game to Clemson.

In the first year of the expanded, 12-team playoff, could the committee really leave out a major conference team with 11 wins and punish another one for playing for a conference championship while other teams sat at home? Warde Manuel, the University of Michigan athletic director who served as chair of the committee, said they could not.

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16 Feb 2025 - 12:06 am

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15 Feb 2025 - 04:09 pm

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14 Feb 2025 - 11:05 pm

President Donald Trump speaks to reporters at the White House in Washington, DC, on January 30. Chip Somodevilla/Getty Images
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Just about everyone thought it was a bluff. Top analysts from the biggest banks on Wall Street said it was highly unlikely. Stocks were trading like it wouldn’t happen. Some companies built contingency plans, but they weren’t exactly rushing to make changes.
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But the tariffs are coming — in full force. President Donald Trump announced Saturday that a massive 25% tariff on all goods from Mexico and most imports from Canada will go into effect Tuesday. An additional 10% tariff on Chinese goods will be enacted the same day.

Trump in a message posted on Truth Social Sunday said, “We don’t need anything they have. We have unlimited Energy, should make our own Cars, and have more Lumber than we can ever use.” But America’s supply chains are reliant on its trading partners, and even for goods that could be grown or produced exclusively in the United States, the complex web of interconnected global trade cannot easily be unwound.
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So the additional costs on foreign-made goods will be paid by American importers, who typically pass those costs onto retailers, who pass them onto inflation-weary consumers. That means prices will rise — although, for most items, not immediately. Businesses’ profits will be squeezed as they bear the cost burden of the tariffs or pay to adjust their carefully constructed and at times inflexible supply chains.

That’s why stocks on Monday were set to tumble. Dow futures were more than 600 points, or 1.3% lower. S&P 500 futures sank 1.5%. and Nasdaq futures were 1.7% lower.

Globally, stocks fell, too. Major European indexes were down across the board, and Asian markets closed sharply lower. Bitcoin and other cryptos tumbled, brought down by growing fears of a recession. The US dollar rose sharply.

Energy costs surged: US crude oil rose 2.3% and natural gas spiked 7%. Despite a lower 10% tariff on Canadian electricity, natural gas and oil exports to the United States, the energy industry said it will not be able to quickly or easily find alternate sources. Diesel and jet fuel costs in particular will rise, according to Angie Gildea, the US energy sector lead at accounting firm KPMG, adding costs to all shipped goods and air travel.
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“Any infrastructure upgrades would not happen overnight,” Gildea told CNN. “Tariffs on Canadian oil would increase costs for US refiners, leading to price hikes for consumers.”

Auto industry stock futures were particularly hard-hit, because virtually all American-made cars are manufactured at least in some part in Mexico or Canada — what was a free-trade zone. GM (GM) fell more than 6%, Jeep and Chrysler maker Stellantis (STLA) was down 5% and Ford (F) fell more than 3%.

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14 Feb 2025 - 08:49 am

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